Thursday, October 31, 2019

Financial planning cover letter Essay Example | Topics and Well Written Essays - 500 words

Financial planning cover letter - Essay Example Your current debts include your truck loan of $25,000, car loan of $18,000, credit card balances of $2,100 and student loan balances of $8,000. Considering your cash inflow and expenses it is possible to repay all the debts in a period of four years by paying $112.74 instead of the current $91.92 in Mike’s Student loan, $67.64 instead of the current $55.15 on Debbie’s student loan, paying 64.08 instead of the minimum $58.63 on the credit cards and maintaining the current payments on the truck and car monthly payments. To repay the debts in 4 years you will have to pay a total of $1243.50 per month. Considering the minimum debt payment rates, you are currently incurring a cost of $1243.50 per month given the high interest rates on your debts, that is, 4% on student loans, 19% on both credit cards, 6.5% on the truck loan and 9.5% on the car loan. A consolidated loan would have a lower interest rate and would cost you $1,245.53 per month and hence result in a $38.53 savings per month and hence it would be advisable to take the consolidated loan and pay for all your debts since this will enable you save more money. It will also cost you less in 4 years paying for the loan as compared to your current debts. Another strategy in meeting your goals will be to reduce your expenses on Internet, clothing, entertainment, restaurant, and miscellaneous expenses. From the revised cashflow you can easily see the new recommended rates on the above expenses where savings of; $250 are made on clothes, $425 on entertainment, $105 on restaurant and $175.42 on miscellaneous expenses resulting to $955.42 savings per month. The new debt payments system and the savings on expenses will enable you meet your goal of paying RESP for your son amounting to $210, save $400, Pay a life insurance policy of $250, and pay an emergency fund of $156.39 monthly. I therefore gladly inform you that it is possible to meet your financial goals, of paying your existing

Tuesday, October 29, 2019

Morality in Education and the Canadian Charter of Rights and Freedoms Speech or Presentation

Morality in Education and the Canadian Charter of Rights and Freedoms - Speech or Presentation Example And this is similar to the way that the laws of science work in nature, laws of logic work for reason – all this means that there also exists a moral order. It is vital that we once again believe in a superior, unchanging moral order, and give it a proper and important place in the educational process. And this is why several people feel that morality education should be taught in schools. And this is not it. Schools also hold the responsibility to guide children in the step by step development procedure, and developing morals and ethical principles leads to proper development. Thus, it is indeed the responsibility of the school that it educates the children regarding the morals. It is important for moral education to be started very early on so that the morals are instilled in the child permanently. Moral education should begin at home and continue in school. However, it does not end there. It continues throughout a person’s life as he is involved in various situations and circumstances. The social forces continue to teach man about how to act morally and change and influence him. Moral education helps a person make appropriate decisions; it tells him the difference between right and wrong. One thing, however, is to be noted that morality is an abstract notion and everyone has a different view of it and the teacher will pass on to their students what they have in their mind. Canadian Charter of Rights and Freedoms The Canadian Charter of Rights and Freedoms is for the guarantee of the rights and freedoms of the people in Canada. They cannot be restricted by law, within limits that are reasonable and evidently justified in a free and independent society. Canadian Charter of Rights and Freedoms takes care of human rights in Canada. The Charter is part of the law and the Constitution of Canada. The federal government is not allowed to arbitrarily change anything in the charter. She is also a paramount to the laws of any province or territory. The Ch arter makes sure that everyone in Canada is able to enjoy certain basic freedoms which are these: They have a right to any religion and freedom of conscience They are not restricted regarding their thought, religion and expression and they have freedom of media, such as press They have no restrictions regarding any peaceful assembly they want They are allowed to associate with whomsoever they wish (for example, membership in the union) These rights are known as fundamental freedoms since they are the basic rights allowed to every person living in Canada. However, the Charter does allow the Parliament to temporarily restrict some or all of these freedoms in certain situations; for instance the people may not be allowed the freedom of assembly when there is a war. Although the Charter gives the right of freedom of speech, student councils in majority of Canadian secondary schools are closely monitored and restricted by school administrations. So, basically, students do not have comple te rights over their speech, assembly or publishing what they want to. That means the Charter is not valid in this case although the courts may ask schools for justification regarding the limitations. Limiting students’ rights may be a good thing and also may not work out well. Good because it is important to take care of and maintain discipline in schools and educational institutions; and if students are given complete freedom they may take advantage of that. The bad part is

Sunday, October 27, 2019

Internationalization Strategies | Suzuki and Essel Propack

Internationalization Strategies | Suzuki and Essel Propack 1) Introduction Of the many internationalization theories posited, the Uppsala model (Cavusgil, 1980, Johanson Vahlne, 1977) stands out as the most popular and will form the basis of this analysis of this analysis of the internationalization strategy adopted by the companies mentioned in this case study. This model hypothesizes the internationalization process is a result of an epistemic understanding of the internationalization market. The internationalization process is a result of a gradual improvement in the understanding of the international and takes place in a linear sequential fashion. In essence, The Uppsala model construes internationalization intent as an outcome of the psychic distance between two locations i.e similarities between markets in terms of business culture and market understanding influence the decision to penetrate that market (Johanson Vahlne, 1977). The Uppsala model consists of the following stages:- †¢ Need Based Sporadic Exports †¢ Regular Exports through Independent Agents †¢ Creation of subsidiaries abroad to commercialize their product †¢ Producing their products abroad 2) Companies Analyzed The companies that I have selected to analyze are:- a. Essel Propack ( Indian sub-continent Tubing Industry ) b. Suzuki ( Japan Automobiles) The companies have been selected primarily due to convenience of data available online and the fact that both companies are held by parents which operate in major international markets. 3) Essel Propack The case study reveals how a company (Essel Propack) based in an emerging market transforms into an innovative, high-tech industry and a leading player in the tubing industry. A large number of firms from developing markets are now tuning into international markets with the intent of turning into multinationals. These firms are giving substantial competition to existing multinational companies from developed countries. Starting from a developing country, Essel Propack today has twenty-four manufacturing facilities in 13 countries, and has a compelling 32 per cent (estimated) global market share. Clearly then, it has emerged as the leading specialty packaging company in the world. The key to the success of EPLs internationalization strategy has been to effectively use acquisitions to grow and rapidly expand. Acquisitions make it easy to quickly own market knowledge effectively. Access to market knowledge is facilitated by owning a subsidiary abroad as the first penetration point. 4.I. Packaging industry and market dynamics With increasing competition and a wide spectrum of indistinguishable products the quest to own a differentiator has moved to packaging in several consumer product industries. Packaging has become a crucial part of the overall product and differentiation strategy. Companies are paying more attention towards packaging in a bid to garner more recognition/recall share which ultimately leads to realising better revenues. The global packaging industry is estimated to be US $580 billion with a 5 per cent growth per annum. Polymers are central ingredient for modern packaging because polymers offer a number of advantages such as cost effectiveness including logistic cost, lower weight, convenient handling, minimum wastage, more compatibility with designs and aesthetics. Polymers are preferred to many other packaging options like glass, jute, paper, metals and wood. Such is the demand that packaging now accounts for about 25 per cent of total global polymer demand. Tubes are a special form of packaging and find application in oral care, healthcare, cosmetics and toiletries, hair care, pharmaceutical, food and some industrial products. There are mainly three categories of tubes used for packaging applications namely aluminum, laminate and plastic. Tube packaging began with aluminum tubes which are now being increasingly replaced by laminated and plastic tubes. 36 billion tubes per year are manufactured globally out of which 42% are aluminum tubes, 39% billion are laminated tubes and 19% are plastic tubes. The Tube packaging industry has become extremely competitive in recent years and several changes have occurred in its structure: †¢ Capacities have been consolidated by customers by global sourcing options †¢ Increased Competition that has led to downward pressure on pricing †¢ Increased bargaining powers of the buyers †¢ Pressure to keep up with the rapid technological change This has led to regional players being marginalized and having to either merge with larger players or operate only in specialized niche markets. A direct outcome of the consolidation is that the global laminate industry is now dominated by big three players EPL, Alcan and Betts. 4.II. Essel Propack Origins Growth Story EPL is a part of the Essel Group headed by Subhash Chandra which also owns Zee Entertainment Enterprises (the largest media and Entertainment Company in India). EPL was incorporated in 1982 and started production in 1984. The company was the first in India to enter the laminated tubes business. In 2004, it entered the plastic tubes industry. 2006 saw the company make its first acquisition and forayed turned to business of medical devices by evolving 2 medical devices- one based in USA and the other in Singapore. Again in 2006, Essel Propack (EP) penetrated the specialty packaging materials industry by acquiring a South India based company. As on today, EPL is the worlds largest packaging company with manufacturing of laminated and seamless tubes having a wide variety of applications in cosmetics, personnel care, pharmaceutical, oral care and food and industrial sectors. The client base is enviable with several multinational clients as well as domestic ones. Not only that, it has succ essfully managed to create production facilities in countries like China, USA, UK, Russia, Germany, Mexico, Colombia, Philippines, Indonesia, Egypt, Poland and Singapore and of course India. As mentioned earlier with an estimated 32% global market share it is the undisputable leader in the laminated tubes market. In 2001, Essel Packaging (Guangzhou) Ltd, the Chinese subsidiary of EPL, was awarded the ‘‘Most Reliable Enterprise of 2001; In 2006, Essel Propack was a mentioned in Forbes Asias Annual Best Under Billion Companies. Clearly, then Essel Propack has emerged as the one of the worlds best in a relatively short span. From the revenue charts over the years, it can be clearly seen that growth has been incremental but real tapering off in recent years due to the economic slowdown. The segment revenue as on 31.12.2008 is as follows:- 4.III. The phases of growth The first phase was began in 1984, when the company began catering to the packaging needs of the oral care industry by manufacturing tubes and converting aluminum tube users into laminated tubes. Slowly the company also began to serve other related industries such as cosmetics, toiletries, industrial products etc. The second phase started in 1992 with setting up its first overseas venture in Egypt. The third phase saw EPL penetrate the plastic tubes industry with the acquisition of Arista Tubes, UK. The fourth phase marked the entry into medical devices in 2006 by acquiring Tacpro Inc., USA and Avalon Medical Devices, Singapore. It also entered into specialty packaging for personnel care and food industries with the acquisition of Packaging India Pvt Ltd, a leading specialty packaging material company in south India. The company has largely followed Acquisition combined with setting up subsidiaries as a primary medium of rapid expansion. Following are the some of the milestones years in the growth path:- †¢ In 1993, EPL sets up its first overseas venture in Egypt. †¢ In 1997, the company forms a wholly owned subsidiary in Guangzhou, China †¢ In 1999, EPL set up a joint venture in Dresden, Germany. †¢ In 2000, EPL acquires the tubing operations of the Propack group (4th largest laminated tube manufacturer in the world). †¢ In 2003, EPL sets up a manufacturing plant at Danville, USA, to serve Proctor Gambles North American operations. †¢ In 2004, EPL forms Beri-Essel Closures Pvt Ltd a joint venture with a German company Bericap Holding GmbH to manufacture hi-tech closures. †¢ In August 2004, EPL acquires Arista Tubes, UKS leading seamless plastic tubes manufacturer †¢ In 2005, EPs plant in Russia began its commercial operations. Acquires another laminated tube manufacturing company named Telcon Packaging Limited in UK †¢ In 2006, the company enters the Medical Devices industry by acquiring Tacpro Inc., USA, and Avalon Medical Services, Singapore. †¢ In August 2006, the company makes its plans known to set up a plastic tubes plant in Poland. †¢ In August 2006, EP acquired Packaging India, based in the southern part of India. 4.IV. Internationalization Strategy of Essel Propack The Internalization strategy of Essel Propack is clearly the outcome of an aggressive acquisition led plan backed by the finances of the Essel Group. This suggests that the Internationalization process can be substantially accelerated with readily available funding. Each market that EPL serves has a manufacturing plant installed that serves the host country as well as others that are its neighbors. In the Uppsala model Essel Propack is at the 4th Stage where it has the capacity of producing its products abroad. This has been the outcome of its market knowledge gathered since 1984 or over a period of 25 odd years. The clearly shows that Essel Propack has grown by incremental knowledge about the markets it operates in. 4) Suzuki Suzuki Motor Corporation is the 9th largest Japanese automobile manufacturer in the world by production volume headquartered in Hamamatsu, Japan. It specializes in manufacturing compact automobiles, the full range of motorcycles, all-terrain vehicles, outboard marine engines, wheelchairs and a many other small internal combustion engines. It has 35 main production facilities in 23 countries and 133 distributors in 192 countries 4.I. Maruti Suzuki Origins Growth Story Maruti Suzuki India Limited ( Based in Gurgaon) is Suzukis biggest subsidiary and has a yearly production of 626,071 units ( as on 2006). Suzuki has a majority stake (54.2% ) in the Indian auto giant with the remaining owned by the various Indian public and financial institutions. It is a joint venture in the name of Maruti-Suzuki incorporated in 1981 and listed on the Bombay Stock Exchange and National Stock Exchange of India. The company had a 54% market share of the passenger car market in India in 2005-2006. Suzuki in its desire to penetrate the Indian passenger car market initially became a minor partner with the Indian Government as hence the joint venture Maruti Suzuki was born as a Government of India company, with Suzuki as a minor partner. The clear objective was to make a peoples car for the humongous middle class India. Suzuki in the 1980s already had major share in the wheeler segment and was looking to penetrate the Indian 4 wheeler segment. The socio- political situation in India existing at that point in time made the Indian Government scout for a foreign collaborator for the then Prime Minister Indira Gandhis pet project to produce a â€Å"Peoples Car†. A group of Indian technocrats was given the role to source out a collaborator for this project. Toyota, Nissan and Honda the market leaders were all considered but Suzuki won the bid due to the persistence of Osamu Suzuki the CEO Chairman of Suzuki. The Joint venture was so successful that it prompted Suzuki to incr ease its equity participation from 25% to the current 54.2% thereby becoming the controlling parent company. There have been other subsidiaries in India:- SUZUKI POWERTRAIN INDIA LIMITED: Produces engines for cars SUZUKI MOTORCYCLE INDIA PRIVATE LIMITED: Produces Two Wheelers under brand name Suzuki. The first car was introduced in to India in 1898. Though imports of completely assembled cars were a recurring phenomenon in India, the local assembly of cars was missing until 1928. As a part of its internationalization plan, General Motors already had an assembly plant in Bombay in 1928 to reassemble cars and trucks using completed knocked down (c.k.d) kits sourced directly from USA. Ford Motor Company established also took the lead and rapidly established assembly plants in Madras in 1930 and Calcutta in 1931. However, full sledged manufacture of cars really started in 1942 with the Birla Group establishing Hindustan Motors Limited in Calcutta and the Walchand Group establishing Premier Automobiles Limited in Bombay. In the wake of these developments, the Standard Motor Products Limited was established to manufacture automobiles in Madras in the year 1948. However in 1947, as the British rule in India was heading towards an end, the Government of British India created a Panel on Automobiles and Tractors to recommend a framework for establishing manufacturing facilities in the country. The outcome of the panels study was its recommendation to encourage transport industry in India for her economic development. Due to the economic situation prevalent at that time, the Government of India viewed passenger cars as ostentatious and saw no real need to assign priority level to this industry. Nonetheless, the government did see merit in encouraging private investment in domestic manufacturing of passenger cars. The natural fallout of this thinking resulted in the government passing an ordinance that if the foreign players didnt have any significant plans in manufacturing cars locally then they should exit India within a span of three years. This effectively terminated the Indian relationship with General Motors and Ford Motors and they stopped their operations. A point to be noted here is that internationalization should always be integrated with the existing government thinking and policies, a hostile government will generally not allow foreign players to effectively run their operations, as we have seen in the case of General Motors and Ford Motors. With the exit of General Motors and Ford Motors, the car industry in India had just two main players: Hindustan Motors manufacturing under the brand name â€Å"Ambassador† and Premier Automobiles manufacturing under the brand name â€Å"Fiat†. However, the cars produced remained the exclusive purchases of the rich and famous and most people couldnt afford to buy them. The quality of these cars was poor by international standards which further erected barriers in purchases. This resulted in a poor offtake and low volume providing little motivation for the other entrepreneurs in the automobile industry for the next thirty years and this industry grew at a really slow pace during these years. As mentioned earlier it was not until the sixties that the government felt a need to produce small passenger cars. Sanjay Gandhi, the son of the then Prime Minister of India, Indira Gandhi was entrusted with the responsibility of manufacturing small passenger cars and he started a company called Maruti Limited to do realize government ambitions. However by 1977, the company was liquidated prompting the Government of India by an Act of the Parliament to acquire Maruti Limited and rename it to Maruti Udyog Limited (MUL). MUL became a public sector company fully owned by the Government of India. The political interest in the success of the project was great and a lot rode of the success of the newly reconstituted MUL. An optimistic production target for MUL was set at manufacturing 100,000 small passenger economy cars in a period of five years which required it to have the best technical team. The management of MUL started looking for a foreign collaborator that had the potential to sat isfy its needs of providing a low cost fuel-efficient car engine of below 1000cc. 11 large established automobile companies from UK, France, West Germany, Italy and Japan were considered and invited to be partners. Most foreign partners however seemed highly cautious with the proposed joint venture. It seemed that Mitsubishi Motors of Japan was to be the likely winner in the race to partner the Indian Government. Surprisingly however Suzuki Motors was chosen amongst several of its more illustrious peers because of its attractive offer and high speed of working. The agreement finalized on October 2, 1982 formed the basic bedrock for the introduction of Suzuki and its long term successful partnership with the Indian Government. 4.II. Internationalization Strategy Osamu Suzukis vision was central in Suzuki Motors bid to enter India. His commitment to the cause made managers from MUL comfortable discussing issues with Osamu Suzuki. The real reason for MUL selecting Suzuki was because of the quickness of making decisions. Clearly, Suzuki was more committed to the cause compared to Mitsubishi Motors which was mired in the bureaucracy of its working. Osamu Suzuki was quick to realize that the current demand for 50,000 cars per year was due to a poor product and inefficient manufacturing standards of Hindustan Motors and Premier Automobile. The real demand assessed by his team was pegged at least 2, 00,000 a year. This assessment was despite of the fact that in Japan at this time, Suzuki Motors was producing lesser cars (Greater than 800cc) than the target outlined by the government of India. It clearly took a calculated risk despite knowledge that it didnt have a demonstrated competency in producing cars above 800cc. According to the terms of the agreement equity participation was the chief form of involvement. Suzuki agreed on a lower equity participation because it felt that India was under-served and also because of its desire to invest in the country which had the worlds second largest population. Equity participation with Government of India has always been the chief internationalization strategy followed by Suzuki insofar as it relates to India. In many countries, Automobile is a regulated industry and FDI norms do not permit a foreign company to directly setup manufacturing facilities unless partnered with a local company. Many other bidders, barring Suzuki of course declined the lucrative joint venture due to this policy of the Government of India. They wanted to setup a directly controlled subsidiary and refused any equity participation with the Indian government. However, Suzuki Motors Company agreed to 26% shareholding in MUL in 1982 relinquishing its right to directly control the operations of the company. It gradually increased its equity stake after about six years to 40% in 1989 and then to 50% in 1992. It currently holds 54.2% and directly controls MUL as on date. This has been only possible due to gradually increasing its relationship and understanding of the Indi an market further reiterating the Uppsala model of psychic distance as a possible explanation of internationalization strategy. Celarly, here the initial production facilities were owned by the government of india, Suzuki has managed through equity pariticipation have a controlling stake in which was primarily a Government Owned enteprise. No company in the automobile segment has influenced the Indian Passenger Car market as much as Suzuki has done. Again, this bears a striking resemblence to the amount of time taken to internationalize. Clearly, since its genesis in 1983 it has taken roughly 25 years for Suzuki to become a an established major player in the Indian Sub-Continent, the same amount that was taken by Essel Propack. 5) Conclusion. The Internationalisation process has been a matter of scrutiny since the early days of international business (Aharoni, 1966; Root, 1987; Berkema and Drogendijk, 2007). Internationalisation is clearly a topic which lies at the heart of the international business field. Many questions in international business research emerge as a result of the interplay between the firm and the different locations (Hutzschenreuter et al., 2007). There are two major threads to internationalisation namely, the stages approach ( emodied in the uppsala model) and the born global approach. Firms face obvious disadvantages in competing with local firms in foreign markets and therefore here , internationalisation is all about surmounting inherent disadvantages that foreignness brings with it (Hymer, 1960, 1968; Hutzschenreuter et al., 2007). We saw clearly that Essel Propack needed to compete with the local pakaging suppliers and its primary intent was to surmounting this very barrier. Hence, it opted to ha ve an acquistion strategy where local manufacturers are acquired instead of directly setting up subsidiaries. As mentioned earlier, the Uppasala model (Johanson and Vahlne, 1977, 1990) suggests that companies internationalise in small, incremental steps and the internationalisation of the firm should be interpreted as a sequential learning curve. (Cyert and March, 1963; Barkema and Drogendijk, 2007; Hutzschenreuter et al., 2007). International expansion for many companies is limited due to the lack of knowledge about markets. Such knowledge can only be acquired through experience from operations abroad (Forsgen and Johanson, 1992). We saw in the case of Suzuki that partnering with the Government of India was the only option available if it had to penetrate the Indian Passenger Car market. In terms of the Uppsala model both India and Japan are also culturally close and have a lot in common. The success of the JV is a testament to this. The â€Å"foreign† perception and lack of information were the major reasons for organizations to follow traditional forms of internationalisation. However, future research can also focus on the â€Å"born global† framework where global firms go to international markets soon after their operations and that too at a fast pace(McKinsey, 1993; Rasmussen and Madsen, 2002). 6) References 70 years of Suzuki Motors Corporation, Suzuki Motors Corporation, Japan, 1990 Annual Report 1998-99, Maruti Udyog Limited, India Aharoni, Y. (1966), The Foreign Direct Investment Decision Process, Harvard University Press, Boston, MA. Athreye Suma Kapur Sandeep (1999) Foreign Controlled Manufacturing Firms in India Long-Term Trends Economic and Political Weekly, November 27, 1999 Barkema, H.G. and Drogendijk, R. (2007), ‘‘Internationalizing in small, incremental or larger steps?, Journal of International Business Studies, Vol. 38, pp. 1132-48. Chaterjee, Bhaskar (1990) Japanese Management Maruti and the Indian Experience Companies, 2nd International Conference of Association ofInternational Business-India Chapter, Loyola College, Chennai, Jan 14-16. Cyert, R.M. and March, J.G. (1963), A Behavioral Theory of the Firm, Blackwell Business, Cambridge, MA. Data Base Select Report, Research Institute of Economic and Business, Kobe University, Japan Encamation, Dennis (1 989) Dislodging Multinationals, Indias Strategy in Comparative Perspective, Cornell University Press. FDI from Japan to India, http://www.mof.gojp/english/elc008.htmMarch, 2000 Foreign Direct Investment approved by the Government of India, 1990-2000, Indian Investment Center, Government of India. History: Suzuki Motors, 1909-2001, http://www.suzuki.co.jp/cpd/kobe_e/6-l.htmJanuary. 2000 Forsgen, M. and Johanson, J. (1992), ‘‘Managing in international multi-centre firms, in Forsgen, Hutzschenreuter, T., Pedersen, T. and Volberda, H.W. (2007), ‘‘The role of path dependency and managerial intentionality: a perspective on international business research, Journal of International Business Studies, Vol. 38, pp. 1055-68. Hymer, S. (1960), ‘‘The international operations of national firms: a study of direct investments, Hymer, S. (1968), ‘‘La grande firme internattionale, Revue Economique, Vol. 14 No. 6, pp. 949-73. India Investment Center, (w ww document) http://www.iic.nic.in (accessed September 2003 and June 2004) Indian Investment Center, Foreign Direct Investment approved by the Government of India, 1990-2000. Japanese Overseas Investments in Asia, Toyo Keizai Publication, 1990 Japanese Overseas Investments in Asia, Toyo Keizai Publication, 1998 Johanson, J. and Vahlne, J.E. (1977), ‘‘The internationalization process of the firm: a model of knowledge development and increasing foreign market commitments, Journal of International Business Studies, Vol. 8 No. 1, pp. 23-32. Johanson, J. and Vahlne, J.E. (1990), ‘‘The mechanism of internationalization, International Marketing Review, Vol. 7 No. 4, pp. 11-24. Johri, Lalit M. (1983) Business Strategies of Multinational Corporations in India: Case Study of Drug and Pharmaceutical Industry, Vision Books Pvt. Limited: New Delhi Kidron, Michael (1965) Foreign Investments in India, Oxford University Press: London Krishna Kumar (2003), Has India Inc F ailed in Playing the Leadership Role? Vikalpa, Volume 28, No 3, July-September 2003 Kumar, Nagesh (1990) Multinational Enterprises in India-Industrial Distribution, Characteristics, and Performance, New York: Routledge. Kumar, Sanjeev (1996) Foreign Direct Investment in India, B.R. Publishing Corporation: Delhi. Kurian, Mathew K. (1966) Impact of Foreign Capital on Indian Economy, Peoples Publishing House Private Limited, New Delhi Lall, Sanjaya (1999), Indias Manufactured Exports: Comparative Structure and Prospects, World Development, Volume 27, Issue 10, Elsevier Science Limited, http://www.sciencedirect.com (accessed 11120/2003) M. and Johanson, J. (Eds), Managing Networks in International Business, Gordon and Breach, Philadelphia, PA, pp. 19-31. McKinsey Company (1993), Emerging Exporters. Australias High Value-Added Manufacturing Exporters, McKinsey Company and the Australian Manufacturing Council, Melbourne. Nayak, Amar KJR (2000), Disequilibrium of FDI in Extraction VI S Conservation of Natural Resources, International Conference on New Environmental Technologies, BORDA (Germany) NISW ASS (India), Bhubaneswar, Nov. 28-30 Nayak, Amar KJR (2000), Patterns ofFDI in India, Masters Dissertation, Graduate School of Business, Kobe University, Japan. Nayak, Amar KJR (2002), Dis-equilibrium of FDI in extraction vis conservation of natural resources, International Conference on New Environmental Technology, Bhubaneswar Nayak, Amar KJR (2002), Patterns of Foreign Direct Investment in India, 1900s-2000, Masters Thesis, Graduate School of Business Administration, Kobe University, Japan Nayak, Amar KJR (2003), Impact of Trade Investment Policies of GATT/WTO on India, 1955-2000, XXVII Conference of Indian Social Science Congress, lIT Kharagpur, India, Dec 3-7 Nayak, Amar KJR (2004), Globalization Process in India: A Clash of Development Objectives of Host with Growth Objectives of Foreign PhD dissertation, Sloan School of Management, Massachusetts Instit ute of Technology; published by MIT Press under same title in 1976. Prospectus, June 25, 2003, Maruti Udyog Limited, Rasmussen, E.S. and Madsen, T.K. (2002), ‘‘The born global concept, 28th EIBA Conference, Denmark. available at: www.aueb.gr/deos/EIBA2002.files/PAPERS/S4.pdf (accessed 23 March 2008). Records of the History ofJapanese Management and Japanese companies, Overseas Companies and Managers, 1979 Reserve Bank ofIndia, http://www.rbi.org.in January, 2000 Root, F.R. (1987), Entry Strategies for International Markets, Heath, Lexington. Sharma Kishore (2000), Export Growth in India, Has FDI Played a Role? Discussion Paper, Yale University, Economic Growth Center, http://www . econ. yale. eduz-cgccntor/ Stiglitz, Joseph E. (2002), Globalization and its Discontents, Allen Lane The Penguin Press, London Suzuki Motor Corporation, Report to the Government of Japan, 1983 2000 Tomlinson B.R. (1989) British Business in India, 1860-1970 in Davenport-Hines, R.P.T. and Ge offrey Jones (eds.), British Business in Asia since 1860, Cambridge University Press, New York Venkataramani, Raja (1990) Japan enters Indian Industry: the Maruti-Suzukijoint venture, New Delhi: Radiant Publication To Kill A Mockingbird: Historical Accuracy To Kill A Mockingbird: Historical Accuracy To Kill a Mockingbird is based off the novel written by Harper Lee of the same title, telling the story of a young girl Jean Louis Finch and her brother Jem growing up in Alabama during the Great Depression. To Kill a Mockingbird is a fictional story about a young girl, Jean Louis Finch (Scout), and her brother, Jem, growing up in Depression-era Alabama. The film centers on the trial of a young black man accused of raping a young white woman. The film was released in 1962 and directed by Robert Mulligan. The screenplay, written by Horton Foote, is greatly based on the novel of the same name by Harper Lee. It stars Gregory Peck, Mary Badham, Phillip Alford, Robert Duvall, and Brock Peters. To Kill a Mockingbird won three academy awards for best actor, best screenplay, and best director, and it was nominated for five others. The 1930s Depression and the complex racial relations within the South form the historical context of To Kill a Mockingbird. To Kill a Mockingbird seeks to portray the racial injustices and prejudices against African Americans in the South, while also making a statement about civil rights issues that were occurring when the film was released. The film is greatly autobiographical of the novels author, Harper Lee, and is a study of small town life in the South. The trial of Tom Robinson in the film is reflective of the Scottsboro Trials of the 1930s and the Emmett Till Trials of the 1950s. Also, as Lee was writing the novel the Brown v. Board of Education decision had just been reached and many events in the Civil Rights movement had taken place. Rosa Parks had stirred events leading to the Montgomery Bus Boycott and Authenine Lucy had entered the all white University of Alabama. The racial tensions leading to these events are reflected in the plot and themes of To Kill a Mockingbird. The novel and film of To Kill a Mockingbird are largely an autobiographical account of Harper Lees life. Lee has denied that the story has autobiographical elements, claiming an author only writes what she knows, but the similarities between Lees life, and Scouts life are unmistakable. The novel is set in Maycomb, Alabama, a town resembling Lees hometown of Monroeville, Alabama. Like Maycomb, Monroeville was a world surrounded by racism and occasionally violence. Her childhood and the current events of the 1950s inspired Lee to write To Kill a Mockingbird. Like Scout, Lees father, A.C. Lee, was the inspiration for Atticus Finch. Like Atticus, Lee was a quiet, respected lawyer in a small town, and a member of the state legislature . Lees father had defended two blacks accused of murdering a Monroeville merchant, but the two men were found guilty and hanged . Lees mothers maiden name was Finch, which Lee directly honors by giving the main family in the film and novel the name of Finch. An important part of Lees extended family was lifelong friend, Truman Capote. Lee has admitted that Capote was the inspiration for the character of Dill Harris. Lee herself was known as a rough n tough tomboy much as Scout is portrayed. Through the use of setting, Mulligan was able to accurately portray the South in the 1930s at the height of the Depression. Maycomb, Alabama, was a tired old town in the 30s There was no hurry, for there was nowhere to go, nothing to buy and no money to buy it with. But it was a time of vague optimism. Maycomb County had recently been told that it had nothing to fear but fear itself. During the Depression, over farming had exhausted the soil, and tenement farming worsened the conditions. These worsened soil conditions and falling cotton process drastically effected economic situations for most blacks and whites in the South. Those with professions in towns were also affected, because, as Atticus explains in the beginning of the film, the farmers cannot afford the services of those with skilled professions in town. Almost everybody was poor. The film accurately portrays the social system of the Depression era South. There was a definite caste system in the rural South. The South had a stubborn will to hold onto its traditions of the past. The social hierarchy in society must be maintained. The film acutely attacks racism and the fear of sexual taboos in its portrayal of the justice system. It is made unmistakably plain that as a black man, Tom Robinson will not receive a fair trial. The film accurately depicts locals forming a lynch mob because they feel there is no need to even try Robinson. The film also accurately shows that racial relations were complicated on many levels in southern society. Any sexual reference between a black man and a white woman was considered a very serious offence by many whites and blacks. The set racial boundaries that had been established could not be broken . In the trial scene Atticus determines that Mayella Ewell was attracted to Tom Robinson. This caused an outrage within the courtroom because social norms held that a white woman could never be attracted to a white man. Therefore, even the suggestion that Tom Robinson had relations with Mayella Ewell causes severe prejudice against Tom in the town. . The town was not necessarily afraid of Tom Robinson, but of breaking the social norm that held a white woman could never be attracted to a white man. Therefore, Tom Robinson was guilty as soon as he was accused. An incident of lynching through mob violence was a plausible reality in the 1930s. During the depression there was a resentment of black laborers with financial freedom, such as Tom Robinson. As economic situations worsened in the South, this resentment grew. During the height of the Depression, the number of lynchings grew in direct proportion to the decrease in the economic stability of the South . There are several instances in the 1930s when black men were killed before they were put on trial. For example, in 1931 a man in Birmingham, Alabama accused of rape was an invalid and not able to commit the crime. The accusers brother however, shot the man and was never arrested for murder . The film accurately shows the small town ethics that governed people in the South in the 1930s. The idealized public society must be upheld, at the risk of rejecting the law. If the social order was ever disrupted, men felt they were obligated to use force to preserve the social norms imbedded in soc iety . To Kill a Mockingbird was written at the peak of the Civil Rights Movement. The film was released in the early 1960s. Throughout the 1950s Alabama had had many tumultuous events dealing with race occur within its borders. The Brown v. Board of Education decision began to govern race relations in the South, but often with violent opposition. The Brown decision negated the separate but equal philosophy of Plessy v. Ferguson. This philosophy had been the ruling basis of segregated Southern society since the Civil War. Brown represented the many southerners fear of racial mixing and complete social equality . These fears led to violent reactions. Tom Bradys Black Monday in which he claimed blacks would be a threat to the loveliest and the purest of Gods creaturesà ¢Ã¢â€š ¬Ã‚ ¦ the well-bred, cultured Southern white woman, shows the dominant ideology in the South following the Brown decision. This ideology is directly portrayed negatively in the film, as Tom Robinson is accused of soili ng the purity of white Mayella Ewell. The Brown decision was still an issue when the film was released, and Mulligan is attempting to show the faults of such an ideology. At the same time as Brown v. Board of Education, Dr. Martin Luther King had been leading civil rights demonstrations, and African American students had staged sit-ins at lunch counters all over the South. Just months before Harper Lee began writing the novel, two major events altered the course of the Civil Rights movement. In 1955, Rosa Parks was arrested for violating the bus segregation ordinance, and soon after, the Montgomery bus boycott began. Then two black women, Authenine Lucy and Pollie Ann Myers had their admission rescinded from the University of Alabama when the University found out their race. Authenine Lucy sued the school and won admission. She was the first black woman to enter a southern, public university that previously been only white. However, she was severely persecuted and often mobbed . The story was covered nationally and had great emphasis placed on the importance of desegregation of universities. Lee, herself, had attended the University of Alabama a few y ears before Lucy was admitted. The trial in the film mirrors actual trials that occurred in the 1930s and the 1950s: the 1931 Scottsboro case and the 1955 Emmett Case. The Scottsboro Case became a national event of either outrage or celebration. It brought the issues of lynching laws and racial justice to a very international lever, as other countries followed the story. The Emmett Case was probably the most widely publicized trial of the century and the first great media event of the civil rights movement . The Emmett Case had great significance in the South, because it occurred very soon after the Brown v. Board of Education decision. Some white southerners were looking for excuses to persecute African Americans, and the Emmett Case brought this issue to the forefront of current events. To Kill a Mockingbird makes a blatant statement about the currents events that had recently occurred and were continuing to occur in the country. The character of Atticus Finch is a representation of the beliefs that many white Americans needed to strive for in the South. Many critics have equated Atticus to the Abe Lincoln of Alabama. Atticus believed Tom Robinson, and disbelieved Mayella Ewell, a white woman. This was a bold statement not only in the 1930s Alabama, but also in the 1960s. Social norms always accepted a white womans word as truth, and a black mans word as mistrustful . Mulligan was showing that justice should not be determined by a persons race, but by the actual facts surrounding an event. The audience that first saw this film would have understood the implications presented in the film. The film centers on the trial scene in which Atticus gives a strong lesson of not only justice, but also what constitutes humanity. The focus of the movie is on right and wrong. Mulligan was making a deliberate statement. By placing the events in the 1930s, To Kill a Mockingbird is set in time when the beliefs of men ruled their actions in defiance of the laws they professed they believed. African Americans had very few rights, and the novel and film were purposefully set before desegregation and the civil rights movement. The film seeks to show that the Supreme Court should not be needed to prove that a person of a different race is not better or worse than a person of another race. To Kill a Mockingbird is a fictional story that portrays many realities of racism in Southern life in the 1930s. The film is relating the events of the 1930s to the civil rights movement and current events of the 1950s and 1960s. The history in the film is based on Harper Lees observations growing up in a small town in Alabama, as well as events that had recently occurred within the United States right before the film was being made. The history in To Kill a Mockingbird is therefore not literally but symbolically true The film does not seek to show every historical detail of the 1930s, but shows the implications of social norms and the repercussions of these norms. The events shown in the film are subjective versions of many events of the 1930s through the 1960s that show the need for complete social equality.

Friday, October 25, 2019

Comparing Christianity, Judaism, and Islam Essays -- Compare Contrast

Similarities and Differences between Christianity, Judaism and Islam There are many similarities and differences between Judaism, Christianity and Islam. There are also many differences that separate the three major religions of the world. This paper will delve into all three of them. The major similarities that all three religions share are that they are all monotheistic. This all means that they believe in one god and that he is the supreme ruler of all things. They also believe that all things are created equal under one god. They all have books of what they believe to be God's word. The Jews have their book known as the Torah. The Christian's have their book known as the Bible. Lastly the Islamic people have their book known as the Qu'ran. All three of these books have scriptures. These three major religions also share a belief that there is one major area that they claim as their Holy Land. The Jews and the Christians claim Jerusalem, Israel as there Holy Land while the Islamic people claim Mecca, Saudi Arabia. These places are where the people believe that ...

Thursday, October 24, 2019

The Secret of Ella and Micha Chapter 14

Micha We end up racing home. I let her win, even though I'd love to have the favor, which would include lots of dirty things that she's not ready for. So now I owe her a favor and she tells me she has to think about it, with this little tease in her voice that makes me grin. We part ways at our houses and she leaves me with the promise she'll try to come over later tonight. She's slowly changing back into the girl I know, although that night still haunts her eyes, but I'm not sure she'll ever really get over it completely. It's still raining and lightning like hell, which means the party's going to have to take place inside. Ethan and I drag the wet keggers inside and stand them on the kitchen table. There's a note tacked on the wall from my mom, telling me she's going to be home late. Ethan starts rummaging through the cupboards for some food. â€Å"What band's playing?† â€Å"Naomi's.† I head to my room to change and get my guitar. â€Å"Answer the door if anyone knocks.† In my room, I tug on a grey t-shirt and pull a black pin-striped shirt over it. I slip on a pair of black jeans and put on a studded belt. Then I grab my guitar and text Naomi. Me: When u planning on heading over?† Naomi: Soon. Why? You waiting on us to tell us some super exciting news. Me: I haven't decided yet. Naomi: Don't turn it down. It's a great opportunity. Me: I'm not sayin yes or no. See u in a bit. When Naomi took me backstage at the coffeehouse, she first proposed the idea that I should replace their guitarist and hit the road with them. At first, I was all for it. It's what I've wanted to do since I was twelve and rocked out with Ethan and Dean in the garage. But then I thought back to Ella's sad eyes and doubts washed over me. The doorbell rings and I head to the living room to get the party started and clear my head for one night. Ella By the time I decide to go over to Micha's, things are already getting out of hand. Cars are parked on the lawn, and garbage cans are tipped over. Someone's even sitting on the roof. Lila talks me into going and we run up the driveway with our arms over our heads to shield our hair from the rain, but the crowded foyer overwhelms me and I start to back out. â€Å"Stop being a baby and go in there,† she says, giving me a gentle shove forward. â€Å"I want to see the tough girl everyone keeps talking about.† â€Å"No, you don't. Trust me,† I tell her. â€Å"She was mean and she would have never been friends with you.† â€Å"Okay, then show me a happy medium.† She has a dark blue, strapless dress on that matches her shoes and her blonde hair rests on her shoulders in curls, which have slipped loose because of the rain. â€Å"You can change yourself without losing your identity completely.† I turn away from the crowd toward her. â€Å"Why have we never talked like this before?† She smiles sadly. â€Å"Because you would never let us.† She says something else, but the music stifles her words. I fan the smoke from my face and step into the kitchen. Holding the bottom of my black skirt, I maneuver through the crowd toward the table. I lose Lila for a moment, but when the crowd thins, Lila stumbles out, stomping on a guy's foot with her high heel. She curses, fussing with her hair. â€Å"Has Micha ever heard of a little thing called air conditioning?† â€Å"He probably forgot to turn it on!† I shout over the music. â€Å"Wait here. I'll go turn it up.† I squeeze through the crowd toward the living room and the band. The music is deafening and I realize it's Micha playing with Naomi. They're sharing the microphone and he looks like he's enjoying himself. I stop in the middle of the room and watch him from the crowd. He's gorgeous under the light with his hair hanging in his eyes as he spills out his lyrics to people and strums on the guitar. I back through the room and into the hall. There's a couple making out in front of the thermostat. The music quiets down and then starts up again as I gently guide them over and they move out of my way without breaking their lips from each other. Fanning my face, I turn up the cold air. Suddenly, long arms encircle my waist and the scent of him fills my chest. â€Å"I thought you were playing,† I yell over the music with my hand pressed to my heart. â€Å"I was, but I took a break to see you.† His breath smells like beer. I scrunch up my nose. â€Å"Are you drunk?† â€Å"I've only had one beer,† he says. â€Å"I'm just excited to see you.† â€Å"And to be playing again,† I state. His smile is huge and it makes me happy for a moment. â€Å"Yeah, that too. I saw you watching me.† I shrug, playing it off. â€Å"I'm glad you're happy. You looked sad earlier at the drive-in.† His hand finds my hip and he grips it tightly, sending heat through my body. â€Å"I'm even happier now that you're here.† I relax against the wall. â€Å"You know I've heard you use that pickup line on girls before, right?† â€Å"Come on, let me have some fun with you,† he begs with a tease in his voice. â€Å"Pretend like you don't know any of my moves.† â€Å"You want me to pretend like I'm someone else?† I question. â€Å"Haven't you been telling me to do the opposite?† The reflection of the light dances in his eyes as he leans forward and wisps of his hair brush my cheek. â€Å"Just be the girl I used to know. The one that had fun and laughed all the time.† â€Å"That girl would have never pretended with you, even if you requested her to.† â€Å"I know that.† His other hand finds my waist and his body slants toward me. Glancing from left to right, I slide my hands up his firm chest and link them around his neck. Then I pull myself onto him and hitch my legs around his waist. His expression is stoic, but he lets out a growl and his lips come down hard on mine. Our chests press together as he thrusts his body into me. Our tongues connect, feeling each other thoroughly. My back is pressed into the thermostat and my skirt barely covers the top of my thighs. My head falls back against the wall as he trails kisses down my neck. My breathing is rapid and so is my pulse. What is he doing to me? The music stops and Naomi's voice rises over the speakers. â€Å"Micha Scott, get your ass back up here and play right now.† Micha pulls away, breathless. â€Å"I have one more song to play and then you and I are going to pick right back up with this.† Before I can answer, he leaves me in the hall. Touching my lips, I watch him weave back to the stage, knowing if he does pick it up, I'm not going to be able to stop it this time. Struggling with the loss of control over my own body, I wander back into the kitchen. Lila's over by the cooler, sipping on a drink and talking to Ethan. Straightening my shoulders, I march up to the counter and pour myself a drink. Lila and Ethan's eyes are on me as I knock it back. The alcohol burns my throat as I slam the cup down on the counter. â€Å"Who's up for a game of quarters?† *** Two hours and three shots later, I'm feeling pretty good. The band has finished playing and Micha has joined our game at the table. â€Å"Sail† by AWOLNATION beats through the stereo, soft lyrics and a sultry rhythm and it takes me back to another time. â€Å"I think I'm going to go dance,† I announce to the table. â€Å"Ah ha, I knew you secretly liked to dance.† Lila slams her hand down on the table and then hiccups. â€Å"Oh, excuse me.† Ethan laughs at her like she's the cutest thing in the world. â€Å"Are you reaching your limit little girl?† Lila narrows her eyes impishly at Ethan. â€Å"I'm not the one who missed the last three shots.† He replies with a comeback, but I don't hear it as I rise from my chair anxious to dance. Micha watches me inquisitively as I make a path through the crowd. Faceless people bead with sweat and the air smells like salt and is lit with desirable heat. The farther I descend into the crowd the hotter it gets. By the time I'm in the center, my skin is damp with sweat and the thin fabric of my strapless shirt is sticking to my back. There's a darkness inside my chest, like the devil hidden inside me is about to make a grand appearance. I raise my hands and sway my hips, letting my hair fall down my shoulders and back. I breathe freely, just like I use to. The more the music plays, the more relaxed I become. My head falls from side to side and my eyelids drift shut. I feel someone move up behind me and they smell of desire mingled with an earthy scent and something mouthwatering. Micha places his hands on my hips, his hands domineering. He nearly melts me as he spreads his fingers around my waist and presses his body against mine, wanting as much of me as he can get. â€Å"I thought you didn't dance anymore,† he whispers in a feral voice, his warm breath touching every part of me. I lean back into him, comfortable, and breathe in his familiar scent. â€Å"I guess I'm a liar.† â€Å"You didn't use to be.† He sweeps my hair to the side and implores our bodies closer as he moves with me. Through the fabric of our clothes, I feel the heat radiating off him like the sun. â€Å"In fact, you used to be the most honest person I knew.† I slant my head back against his chest. â€Å"I know, and I'm working on getting it back.† â€Å"Good, I'm glad.† His hands slide down my hips and don't stop until they reach the hem of my skirt. â€Å"Weren't you and I supposed to finish what we started in the hall?† I start to pull away, but he intensifies his embrace and restrains me against him so we're bonded in every way possible. I feel the hardness of his chest and the heat emitting off every single God damn part of him. It makes me want to moan. â€Å"You're fucking driving me crazy. You know that?† He whispers through a groan as his fingers slip underneath the side of my skirt and up my thighs. â€Å"I want you, pretty girl. Badly.† He's not lying. His desire is pressed up against the back of my waist. I should stop him†¦ He's practically got his hand up my dress and we're surrounded by a ton of people, but I give in to him, subsiding in his arms, and let his fingers inch higher up my skirt. Slowly, he kisses my skin, before parting his lips and nipping my neck, sucking, tasting, driving my body mad. His other hand wanders upward on the outside of my shirt and over the curve of my breast. I practically come undone in his arms. Without warning, I turn around, slipping out of his grip. I secure my arms around his neck. His eyes darken as he welds our bodies back together. My head falls back, allowing him access as I put my weight into his lean arms. He holds me tightly, tracking kisses down the hollow of my neck, licking my collar bone, delving lower and lower as his hand sneaks for the bottom of my skirt again and the palm of his hand caresses the back of my thigh. He groans, cupping the back of my head with his other hand, then suddenly he pulls away. â€Å"How drunk are you?† I glance from left to right like there's an answer hidden in the crowd. â€Å"I don't know.† He sighs and drags his fingers through his hair. â€Å"You're killing me, you know that?† â€Å"I'm sorry.† I pout. He laughs and directs me back over to the table. â€Å"Go meet up with Lila and I'll be there in a bit, okay.† â€Å"Why? Where are you going?† I ask. He rubs his hand across his face and lets out a breathy laugh. â€Å"I have to go take care of some business.† We part ways and I go back to the kitchen like he told me. Lila's eyes are accusing as I sit down at the table. I try not to smile, but I'm too intoxicated to care. â€Å"Look at you,† Lila says. â€Å"All smiley.† I start to say something, but spot Micha talking to Naomi in the middle of the crowd. She laughs at something he says and then the two of them head toward the hall where his bedroom is. I guess that was the business he had to take care of. I get up from the table and without another word I run outside into the rain. Micha Ella is killing me tonight. I've got a hard on so bad, it's probably going to take an hour in an ice-cold shower to calm me down and she's drunk, so I can't take it any further. I head back to my room, to take care of the problem myself, when Naomi meets up with me. She waves her finger at me and then laughs. â€Å"You and I need to talk.† â€Å"I still haven't decided!† I shout over the music. She takes me by the arm and tugs me down the hall, bumping people out of the way until we reach my room. She shuts the door and flips on the light. â€Å"Alright, please explain to me why it's so hard to make the decision about something you've always wanted to do?† â€Å"I'd rather not.† She throws her hands in the air, exasperatedly. â€Å"I don't get you. All you used to talk about in high school was playing in a band on the road.† â€Å"I still do,† I say. â€Å"But I'm not sure if I can leave people behind. Her face relaxes and her hands fall to her side. â€Å"I actually get that. I was worried to leave my dad alone, but I talked to him and explained why and you know what? He understood.† â€Å"Mine's more complicated, Naomi.† I sit down on the bed, wishing she'd leave. â€Å"It's not just my mom I'm worried about.† She sits down on the bed beside me and crosses her legs. â€Å"It's because of Ella.† â€Å"Fuck, am I that obvious,† I say. â€Å"Because I always thought I was subtle.† She snorts a laugh. â€Å"You've never been subtle. And it's not just you. It's both of you. But you know what, you can't center you're life around one girl. You gotta move on and live life the way you want to.† She doesn't get it. â€Å"Yeah, let's not talk about this.† â€Å"Alright.† She holds her hands up. â€Å"Sorry, I'll let you be. I just wanted to give you something to think about.† She pats me on the knee before heading out into the hall. Once the door shuts, I fall back onto my bed. Maybe she's right. Maybe it is time to let go of her. â€Å"Fuck.† I need resolution. My eyes wander toward Ella's house. It is dark, except for one light. The bathroom where her mother died. That light hasn't been on for eight months. Why is it on now?

Wednesday, October 23, 2019

Health Care Policy

The management would like to inform you that we will change our current healthcare provider starting next month. The initiation of this worthwhile step was in light with the organization’s realization of the cost benefits that will be retrieved from such step. According to the study conducted by the management, the necessity to shift to a new healthcare provider is great on the grounds that the net cost of the new health care provider is relatively low compared to our current partner. That advantage became one of the reasons why the management decided to take the said step. The management knows that you are very satisfied with the services and performance of the current healthcare provider. The management assures you that you will attain the same level of satisfaction in the future as we shift to our new healthcare service provider. The terms and agreement between the management and the future healthcare provider is almost the same with the current one only that our organization would cost less. The saving from this step can be utilized for the further expansion of the company and a better service to you as well as the rest of the employees. You can consult the management for the copy of the terms and agreement of the new healthcare provider. You can also discuss some unclear matter with us referring to the said agreement. In this regard, the management gives you a full guarantee that you will be gratified with this action and you will have no regrets after the initiation of the said step. The management hopes for your cooperation and the both of us will get pleasure from the benefits brought by this matter. Sincerely, [Signature of Supervisor and Title] References 4HB. Sample Business Letters, Retrieved September 11, 2007 from 4Hb.com. Website:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.4hb.com/letters/ UC Davis. Sample Letters to Employees, Retrieved September 11, 2007 from UC Davis   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Employee and labor Relations. Web site: http://www.hr.ucdavis.edu/Elr/Er/Samples Washington County. Sample Letter to Employees, Retrieved September 11, 2007 from   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Washington County Department of Health and Human Services.    Health Care Policy The management would like to inform you that we will change our current healthcare provider starting next month. The initiation of this worthwhile step was in light with the organization’s realization of the cost benefits that will be retrieved from such step. According to the study conducted by the management, the necessity to shift to a new healthcare provider is great on the grounds that the net cost of the new health care provider is relatively low compared to our current partner. That advantage became one of the reasons why the management decided to take the said step. The management knows that you are very satisfied with the services and performance of the current healthcare provider. The management assures you that you will attain the same level of satisfaction in the future as we shift to our new healthcare service provider. The terms and agreement between the management and the future healthcare provider is almost the same with the current one only that our organization would cost less. The saving from this step can be utilized for the further expansion of the company and a better service to you as well as the rest of the employees. You can consult the management for the copy of the terms and agreement of the new healthcare provider. You can also discuss some unclear matter with us referring to the said agreement. In this regard, the management gives you a full guarantee that you will be gratified with this action and you will have no regrets after the initiation of the said step. The management hopes for your cooperation and the both of us will get pleasure from the benefits brought by this matter. Sincerely, [Signature of Supervisor and Title] References 4HB. Sample Business Letters, Retrieved September 11, 2007 from 4Hb.com. Website:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.4hb.com/letters/ UC Davis. Sample Letters to Employees, Retrieved September 11, 2007 from UC Davis   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Employee and labor Relations. Web site: http://www.hr.ucdavis.edu/Elr/Er/Samples Washington County. Sample Letter to Employees, Retrieved September 11, 2007 from   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Washington County Department of Health and Human Services.   

Tuesday, October 22, 2019

List Building Tricks to Get 10,000 Subscribers Fast (Bryan Harris Interview)

List Building Tricks to Get 10,000 Subscribers Fast (Bryan Harris Interview) List Building Tricks to Get 10,000 Subscribers Fast (Bryan Harris Interview) We’ve all been there. One minute we’re sitting at our desk (or shower or in our car) when we’re struck by a genius idea that HAS to get out. We start to write and create without any thought to things like marketing or list building.Bryan Harris, serial entrepreneur and founder of Videofruit.com, calls this â€Å"writing in a cave.† He says writers/entrepreneurs need to avoid the â€Å"cycle of guaranteed failure† by really thinking about what needs to be done leading up to your book. If your book is something that only your mom and grandma know about, then your book launch is in trouble. Bryan stumbled upon his professional passion when he discovered the world of video editing and fell in love with the industry. Since then, he says that he’s been going crazy growing his new business. Through his business trials and tribulations, Bryan has gained valuable insight on how to grow an audience and launch your first book. Bryan learned that a lot o f strategies don’t work, but he’s developed some time-tested list building tricks that do work.Bryan says you should â€Å"Think of your list as a group of people eagerly waiting to buy from you. If you build it and nurture it right, you will have lifelong fans.†Ã‚  Debunking 3 Popular MythsBryan debunks three popular myths about growing your list and number of subscribers.Myth 1:You have to have the perfect idea.There’s the myth of waiting until everything is perfect to take action. The problem with this is that perfection is unattainable. If you wait for everything to be perfect to start a project, you’ll never start anything. You don’t find customers for your product, instead find products for your customers. Get people and an audience first, then the rest will follow. Myth 2: You have to be an expert in something before you can build your list and launch your book. A second common myth is that you need to establish yourself as an expert before you launch your book. Don’t fall prey to this myth. We caution you about attempting to play the part of guru. It’s far more effective to take a learn out loud approach. Take a topic and ask, â€Å"Are you curious about the topic? Can you share what you learn? Are you able to be humble, kind, and giving?† You can then share this information by phrasing it as, â€Å"Here are lessons you learned †¦Ã¢â‚¬  and your audience will respond. Myth 3: You don’t have to have a lot of extra time. Extra time is an imaginary construct. There will never be enough of it. Don’t lose the chance to achieve your dreams by waiting for the elusive moment when you have plenty of time.Rather than waiting for an excess of time (which will never happen!), make an effort to do what you can, when you can. Commit to doing the right things in the right order, and little by little, you’ll make headway. 4 Tricks to Grow Your List (Plus a Bonus!)Trick 1: Upside Down HomepageAn upside down homepage is the first step to getting your first  100 subscribers. Allocate at least five hours for this update. What is the single obvious thing you want people to do when they come to your page? It’s not what you may think. It’s not the sidebar, not the social media buttons, not the menu it’s the above-the-fold call to action!Use this space to encourage people to subscribe, not to go to other pages. With this tactic, you can boost your subscriber rate from  1% (with a traditional homepage) to 13-15% (with an upside down homepage).Trick 2: Pick Your List GoalThe single most important strategy to boost your list is to select your list goal. This will take you just two minutes to do, but it’s crucial. You have to focus on this to be successful! Here’s what you do: Pick your number goal, then write this goal down on paper. Next, tape this on your wall to keep you accountable. Visual reminders help keep you on track. Even if you’re a writer, ultimately you’re still an entrepreneur. Don’t forget what you are working toward! Don’t get distracted and you’ll later reap the rewards of your efforts. Trick 3: Launch Team Strategy Another key component to your success is your launch team strategy. You have 24  hours to implement this strategy.Here’s how you tackle building a launch team. First, start with a group of people. You should make a list of five people you know. Then, personally invite these five people to join your list. Next, you’ll then reach out to everyone you know. You want to make this process personal, so people will feel as though they are invited to something special. Personally invite each and every person who’s on your list. Continue to write names and email addresses down on paper. Start simple and repeat until you run out of people to ask. Your goal is to get to 100  invitees. Trick 4: Poster Boy Formula The Poster Boy Fo rmula should take just 30  minutes per week, but can yield huge results toward boosting your list.Step one is to make a list of five products you purchase, blogs you read, or podcasts you follow. Write down one big win you’ve experienced from using their product. Let them know about your  results and thank them. Also, share testimonials and link back to your shares.The Poster Boy Formula can get you shout outs, inclusion on emails, social media sites, and guest posts. Ultimately, all of this goodwill can earn you subscribers.Bonus Trick: Create a Smartbribe A final trick to consider is to offer a â€Å"Smartbribe.† This tactic is simple to implement. Just install smartbribe.com as an enhancement to your current opt-in service. This easy to use feature asks people to share on social media in exchange for a bonus offer you create and â€Å"bribe† them with. This simple step can help grow your list even faster.Bryan Harris offers his best list building tips and tactics to help you grow your list and earn subscribers. Before you know it, you’ll on your way to earning 10,000 subscribers FAST!

Monday, October 21, 2019

Weltering in Gore

Weltering in Gore Weltering in Gore Weltering in Gore By Maeve Maddox The expression â€Å"weltering in gore† has been around at least since 1593 when Christopher Marlowe used it in Edward II: Upon my weapons point here shouldst thou fall, And welter in thy goare I just noticed it in an Amelia Peabody mystery by Elizabeth Peters. In The Curse of the Pharaohs (1981), Amelia is reluctant for her husband to stand guard over a tomb. He asks if she’s afraid she’ll find him in the morning â€Å"weltering in his own gore.† The novel’s setting is the nineteenth century, so the use of the phrase is right on target. It was quite popular with journalists of the 1800s: There lay the criminal, weltering in his gore, on the grass in the yard. newspaper account of the execution of William Cocroft, Salt Lake City, 1861 Alonzo Bee, a son of the farmer hastened to the Doyle residence, where upon entering, the horrible sight of three human beings weltering in their own gore met his gaze. account of a murder, 1883 An 1808 reading textbook. (then in its 9th edition). designed for the use of schools includes this description of a man who survived a murderous attack with the help of his faithful dog. The man was found wounded, scalped, weltering in his own gore, and faint with the loss of blood. The dog was credited with saving its master’s life by licking the wound. Both weltering and gore have a place in this 1922 National Geographic story about a drawing that depicts the dedication of a temple to Huitzilipochtli: To this is attached, on the right, the figure of a priest who has just sacrificed a human victim, the latter pictured as dying on the ground,weltering in his own blood. To the left is the great temple of the War God, the stairway being shown as plentifully besprinkled with the gore of the hecatomb of victims. In current usage weltering in gore isn’t entirely gone. Here’s an example from the movie review of a documentary about an Australian criminal: [Chopper is] alternately shocking and hilarious, as Chopper launches a vicious attack on a fellow inmate and then, as his victim is literally weltering in his gore, takes pity on him and offers him a cigarette. DVD Times. Too bad the writer thought it necessary to insert the â€Å"literally.† Whether classed as a clichà © or not, the phrase is wonderfully expressive on its own. The word gore has several meanings. As a noun gore can mean â€Å"clotted blood,† as in the weltering expression. It can also mean â€Å"a triangular piece of ground.† The surname Gore comes from this land sense. And gore can mean a â€Å"triangular piece of cloth† used in sewing to make a â€Å"gored skirt† or to enlarge an article of clothing. As a verb gore means â€Å"to pierce or stab.† It is usually used to describe the action of a horned animal. Ex. The toreador was gored by the bull. Both the verb and the noun with triangular connotations derive from an OE word for spear: gar. The point of the Anglo-Saxon gar was triangular in shape. The origin of the noun in the sense of â€Å"clotted blood† is OE gor, â€Å"dirt, dung, shit.† The sense â€Å"clotted blood† had developed by the1560s. Like gore, welter has more than one meaning, both as noun and verb. As a verb, welter means â€Å"to roll or twist the body.† It can also be used to describe the rolling, writhing motion of inanimate objects. Ex. The ship weltered in the waves. As a noun, welter can mean â€Å"a confused mass.† Ex. a welter of contradictions, a welter of fans, a welter of evidence, a welter of misunderstandings. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Expressions category, check our popular posts, or choose a related post below:Arrive To vs. Arrive At30 Baseball Idioms50 Synonyms for "Song"

Sunday, October 20, 2019

The Real Marketing Value of a Professional Book Cover

The Real Marketing Value of a Professional Book Cover Revealed: The Real Marketing Value of a Professional Book Cover Most self-published authors already understand the importance of great cover design. When it comes to marketing their book, the cover design is their primary sales tool, the face of their project, and the thing that can elevate them to a professional standard in the eyes of readers. But, if authors know this, why do so many still create their own book covers?Most often, it comes down to resources. Professionally designed book covers cost money (but not as much as you might think), and often, authors end up asking themselves: does a professional book cover actually get you more clicks and sales? The Professional Cover TestTo answer this question once and for all, we recently ran an experiment, in which self-published authors were invited to get their book covers re-designed by an experienced professional on Reedsy.Four titles from a range of genres were selected and entered into an A/B test: over the period of a week, we ran two Facebook ads for each book. Both ads were identical in every way - except for the cover image - and exposed to approximately 1,000 users from the same audience set. That way, we would discover how much the re-designed cover impacts the click-rate rate of an advert.On average, we saw a 35% increase in the marketability of books with professional covers.What does this mean? For each test, the professionally designed cover had a click-through rate that was 12.5–50% higher than their non-professional counterparts. Let’s take a quick look at each of the redesigns and let our designers explain their approaches.Once a Bridesmaid -   48% mo re clicksBuy The Fire Within on AmazonWhy do professional covers matter?An effective cover will get relevant readers responding to your ads and heading to your Amazon page. Once there, the design will communicate the tone and content of your book and get more (of the right) readers to buy or download it. This, in turn, improves your chances of positive reviews and ratings, which will send you up Amazon’s rankings, giving your book greater visibility, leading to even more downloads. More so than in most markets, self-publishing benefits heavily from the snowball effect.And we haven’t even touched on how your cover can be used for reader magnets  and crowdfunding campaigns!To see about maximize your book’s marketing potential, head over to the Reedsy Marketplace and request free quotes from over 200 experienced book designers with experience in almost every imaginable genre.Sign up for our free online marketing course and learn how to use Facebook advertising to market your own books.If you've had a re-design of your book cover - or if you've considered getting a professional cover but decided not to - share your thoughts in the comments below.

Saturday, October 19, 2019

Writting a letter to the president Essay Example | Topics and Well Written Essays - 500 words

Writting a letter to the president - Essay Example While I was watching the movie, I kept thinking of my own country, Korea. It reminded me a lot about my own people’s similar experience under the Japanese, who still denies the allegation even until now. In addition, it did not help that the Korean government was not trying their best to prove it. Nevertheless, I believe people ought to be aware that instances like these happened, and is probably still happening albeit subtly, in countries like Canada, Korea and even in the United States. I am writing to the President of Korea, hoping to accomplish 2 things: first is to ask him to watch the same movie and get the picture of how the First Nations people in Canada have been treated; and second is to make him see the bigger picture of it all – the similar (but under different circumstances) situation that Korea has experienced. When, hopefully, he does see this things, he will also realize that cases like these have to be stopped and prevented, even and most especially in this present generation. Hello. My name is Seungeun Lee and I a Korean who loves my country so much. It would be such an honor to talk and propose my thought with you. Please listen to this young student as everyone knows you are a wise leader. I have been a student in Canada for four years now. While I am studying here, I found the story about the First Nation in Canada. It is interesting because they had been through the struggle time as the Koreans. And while people are learning about what happened to them through books, there is this one movie that I think will also let us see a glimpse of the experiences of the First Nation in Canada. The movie is entitled Where the Spirit Lives, and if you watch this you will see what I am talking about. Basically, the First Nation in Canada was forced to lose their identity by Canadian government during 1930’s. The government thought that they were uncivilized and doing a favor for them, when all the while was that they were destroying them. In

Friday, October 18, 2019

Securities Analysis and Portfolio Management Essay

Securities Analysis and Portfolio Management - Essay Example Louis is no longer working as a stock broker and Simon is now using the services of Cheryl who has strong views about Simon’s portfolio. Cheryl, a graduate in finance from York University, believes that markets are essentially efficient and admires the work of Harry Markowitz and Fama and French. She believes that the important thing is to have a good portfolio rather than good individual investments. Cheryl tells Simon that she doesn’t feel that he even has the best companies now even if they had been when the portfolio had been set up. Cheryl goes on to say that that a good portfolio needs to include exposure to overseas companies and smaller companies thus reducing the â€Å"beta† and improving the â€Å"alpha† of the portfolio. Cheryl also argued that it is vital to watch the â€Å"momentum† and have stop-losses on all the holdings in order to protect against primary downside movements. Simon is very concerned about his share holdings after talk ing to Cheryl and has approached you for advice. You ascertain that Simon, who doesn’t work, is 65 years old and is receiving a more than adequate income from his existing portfolio. Simon rents a flat in a seaside resort and does not wish to buy property. Simon is not willing to take on any additional risk. In addition to the shares discussed above Simon has ?14,000 in a bank account and ?300,000 in medium dated conventional gilts. Simon has two children from his short lived marriage to Susan who both have well paid jobs. Simon does not wish to transfer assets to his children as he would prefer to support any future grandchildren he has through their education. Simon’s ten equity holdings are: Company PE Ratio Dividend Yield Dividend Cover Equity Market Capitalisation (?m) BAE Systems 7.9 4.96% 2.5 11,003 BP 7.2 8.84% 1.6 77,353 British American Tobacco 15.4 4.2% 1.5 47,264 BT Group 7.6 4.89% 2.7 10,956 Diageo 14.8 3.47% 1.9 66,234 GlaxoSmithKline 10.5 4.78% 2.0 66,23 4 HSBC 29.9 3.34% 1.0 116,479 Marks and Spencer 10.9 4.16% 2.2 5,705 Rolls Royce 14.7 2.56% 2.6 10,847 Unilever 16.1 2.31% 3.2 23,281 Required: (a) With relevant statistics, discuss the strengths and weaknesses of Simon’s existing portfolio above (make reference to eps/dps growth; betas; price performance; and sector spread of the ten shareholdings). (35 marks) Simon’s stock portfolio has been constructed according to the established views of modern portfolio theory, which seeks â€Å"alpha† by selecting stock holdings in companies that will outperform the return of the general stock indices or interest rates over time. Modern portfolio theory is based in the tenets of risk management, which analyze security investments according to â€Å"beta† or the volatility of stock pricing due to company specific business activities, market factors, macroeconomic changes, natural disasters, wars, etc. Investors have different expectations, personal, and professional motivations in building their investments and with this also comes varying appetites or tolerances for risk. Modern portfolio theory was developed largely before ETF vehicles existed to track index performance through large, distributed

Asbestos Contamination in Libby Montana Essay Example | Topics and Well Written Essays - 1000 words

Asbestos Contamination in Libby Montana - Essay Example These diseases are incurable and terminal with mesothelioma directly and exclusively linked to asbestos dust exposure. (Peacock, 2003). The GAO (2003) acknowledged that its study was conducted as records showed that between 1979 and 1998, the number of deaths in Libby, Montana from lung disease asbestosis was 40 to 80 times higher all over the United States. In the investigation, the US Environmental Protection Agency (EPA) reported contamination of asbestos in vermiculite ore processing in Libby. By year 2001, about 18 % of current and former Libby residents who received x-rays were identified having asbestos related lung abnormalities as per record of the Department of Health and Human Services (GAO, 2003). The business mining operations began in 1923. W.R. Grace operated vermiculite mine and dispensation mill in Libby from 1963 until the year of 1990 when it was closed. The mining company employed up to 200 people annually at its vermiculite mine and mill. Workers inhaled asbestos-contaminated dust during mining operations and moving the vermiculite ore and this contaminated dust remains in worker’s clothes and vehicles and it is brought to town. The product of the company is Zonolite ® Attic Insulation was used in resident’s homes and in new home construction in various locations around Libby. The vermiculite ore was distributed to extension plants throughout the country and processed into fireproofing materials and insulations, exposing many more workers. At its peak of mining operation, vermiculite mining production reached more than 200,000 tons annually. And W.R. Grace is believed to have 80% of vermiculite around the world. Sources In the early 1920s, initial mining operations began for vermiculite ore body seven miles northeast of Libby, Montana. Full-scale mining operation resumed a decade later under the Universal Zonolite Insulation Company (Zonolite). The vermiculite mined from Zonolite Mountain is contaminated with asbestos fibers, including tremolite and actinolite, and contains the related fibrous asbestiform minerals winchite, richterite, and ferro-edenite. Mining and processing operations, as well as home use of waste rock and products from the Zonolite mine, resulted in the spreading of asbestos throughout the town. Thousands of people in Libby, including former mine workers, their relatives, and other residents, have exhibited signs and symptoms of asbestos-related disease. Since 1999, in response to reports of extensive disease among Libby, Montana residents, EPA's Region 8 Emergency Response Branch has been conducting sampling and removals to tackle the most highly contaminated areas in the Libby valley (EPA, 2002). Exposure Pathways Occupational- miners were exposed to high levels of asbestos in the air at the mine, during convey and handling operations, and during processing operations. Household contact- families of workers were exposed to

Thursday, October 17, 2019

Week 5 Journal Essay Example | Topics and Well Written Essays - 250 words - 3

Week 5 Journal - Essay Example All these countries have the highest number of Muslims. Almost 70% of the population in the host countries consists of Muslims (Cordesman, 2015). Since ISIL aims at turning the world into an Islamic State, it targets such countries for easy radicalization, religious and political control, and abolishment of democracy. Since it is dominant in Syria and Iraq, it has the ability to control most government operations through its involvement in politics, economical maters; oil issues, and religious issues (Laub & Masters, 2015). This gives an indicator that these two governments in one way or the other support ISIL’s operations. It is known that most governments in the Middle East do not like America’s involvement in its affairs; it appreciates ISIL’s resistance against America and thus quietly funds it. However, while other terrorist organizations solely rely on financial networks from sympathizers, ISIL derives its wealth from oil sales, taxes, and extortion. However, in return, it institutes order, which include punishing those who go against the Islamic religion, and protects the locals from the Assad and Maliki regimes (Tabler, 2014). It is controversial on how ISIL operates in its host countries. This is because it covered by political parties and other governmental organs, which make its operations invisible to whoever tries to fight it. However, it must be known that ISIL is a terrorist organization fought against by most governments. In fact, it has been suggested that the groups can be wiped out by Iran, as a move to help Iraq realize its own path. Cordesman Anthony H. (2015, May 1). The First Inspector General Report on the Fight Against ISIL: A Public Relations Exercise Without Meaningful Transparency. Center for Strategic & International Studies. Retrieved Jun 7, 2015 from: http://csis.org/files/publication/150501_commentary.pdf. Tabler Andrew J. (2014, Aug 11). ISIL Could

Health Program For Latina Immigrant Essay Example | Topics and Well Written Essays - 750 words

Health Program For Latina Immigrant - Essay Example The other most important thing that I should be aware is the mode of greeting in which most of the Latin people are welcoming and mostly use hugs and cheek kisses as a mode of greeting. Knowing this will ensure I behave according to in order to show my gratitude. Politeness is also a key value and thus noting that interrupting someone shows disrespect. I will huddle this during the program period. Religion and family are highly valued and thus being conversant with the Roman Catholic Church doctrines will make it easier not to respect them in my teachings. Most of the Latin Immigrants are not well educated thus using a program in Spanish to suit them, this is better than translating a program made in English. The props used should be also in Spanish and as an educator; I would involve Spanish entertainment and their cultural foods to win their hearts. Since most of them are not well educated, it is wise to ESL approach, which will captivate more interest with all the people that want to learn English. Lastly, I would participate fully with the church thus create an admirable image thus; people would be welcoming and willing to listen to me.Would your program be for the person, extended family, or neighborhood?My program will be for the extended family since the Latin culture values it most. This will make my bonding experience easier since most of the immigrants have no documents and are afraid of being deported. These immigrants will secure to have classes in their homes.

Wednesday, October 16, 2019

Convertible Debentures Essay Example | Topics and Well Written Essays - 250 words

Convertible Debentures - Essay Example Some small companies are not able to meet the financial parameters for raising equity; thus, convertible debentures are issued instead of selling shares of stocks (Market Outbox par.3). Another motive of corporations for issuing convertible debentures is that they are able to raise equity without giving up control of ownership until such time that the debentures are converted into shares of stock. Furthermore, with debentures, the assets of the company will not be tied up unlike other forms of debt which require assets as collateral for the loan (Business Finance ,par.2). It is believed that issuing convertible debentures is a good alternative for companies who want to raise capital in short term intervals. It is win-win solution for both the issuer and the investor. It is attractive to investors because of the guaranteed interest payments and an option to convert to equity if the price of the stocks goes up. The company on the other hand is able to enjoy lower interest payments and can offer their shares at a premium based on the present value in the

Health Program For Latina Immigrant Essay Example | Topics and Well Written Essays - 750 words

Health Program For Latina Immigrant - Essay Example The other most important thing that I should be aware is the mode of greeting in which most of the Latin people are welcoming and mostly use hugs and cheek kisses as a mode of greeting. Knowing this will ensure I behave according to in order to show my gratitude. Politeness is also a key value and thus noting that interrupting someone shows disrespect. I will huddle this during the program period. Religion and family are highly valued and thus being conversant with the Roman Catholic Church doctrines will make it easier not to respect them in my teachings. Most of the Latin Immigrants are not well educated thus using a program in Spanish to suit them, this is better than translating a program made in English. The props used should be also in Spanish and as an educator; I would involve Spanish entertainment and their cultural foods to win their hearts. Since most of them are not well educated, it is wise to ESL approach, which will captivate more interest with all the people that want to learn English. Lastly, I would participate fully with the church thus create an admirable image thus; people would be welcoming and willing to listen to me.Would your program be for the person, extended family, or neighborhood?My program will be for the extended family since the Latin culture values it most. This will make my bonding experience easier since most of the immigrants have no documents and are afraid of being deported. These immigrants will secure to have classes in their homes.

Tuesday, October 15, 2019

Sundry Issues Essay Example for Free

Sundry Issues Essay The present paper wishes to present some of the issues that are involved in the recruitment and selection of expatriates for multinational companies. It is necessary that the management of companies be strongly aware of these issues to be able to deploy the appropriate, qualified personnel for critical offshore assignments. One of the key issues that ought to be considered in the recruitment and selection of expatriates is their capacity to adjust effectually to the role. This means that they should be willing and able to learn about the pecualirities of the culture to which they would be deployed, including the traits of power distance, masculinity, human orientation, achievement, and future orientation. Another issue is their willingness to undergo expatriation training. Their mother companies and satellite offices ought to provide the infrastructure for such training but the candidates for expatriation must have the unique task and people skills that will make them effective in their offshore assignments. Expatriate candidates must also adjust effectively to their new living conditions, and learn as much as they can about the new norms. They should be willing to undergo cultural training programs. The expatriate candidate should be highly trainable; through pre-departure training programs, they should be immediately be adept at the nuances of their new environment and culture. Finally, they should be able to blend well with a cross-cultural team, and depending on their role even spearhead the building of teams in a global context. Effectual Work Adjustment Based on a past research by Kabasakal and Bodur (1997), some cultures are characterised by a strong slant towards collectivism and both societal and organisational levels. It may perhaps be useful for the multinational company to initially analyse the culture to which they would assign managers in terms of power distance, masculinity, human orientation, achievement, and future orientation (Hofstede, 1983). It may also look into the business culture’s commitment and sense of duty to the organisation, respect for managerial hierarchy, type of leadership, and other ethical norms. Armed with such knowledge, expatriates can definitely influence the expectations of its expatriates and help in their adjustment to the new work environment (Hofstede, 1983). In addition, business culture communication styles should also be assessed by the company and the manner through which corporate values and organisational culture are transmitted. For instance, is it through socialisation? In some cultures, exchange of favors, information sharing and friendships are critical means of winning and developing trust. Logically, managers who are sent to the country ought to have such characteristics as patience and being open to socialisation with locals. Apparently, expatriates will experience a whole host of changes in being sent to a global post. On a personal level, they are required to undergo a transition from an environment to which they were accustomed to one which is very unfamiliar. Naturally, this required modifications in their living habits, and entailed finding a healthy, novel balance between their work and personal preoccupations. For a majority of individuals, this expends too much time and effort. Thus, the human resources department of the multinational company ought to take action to prepare them so that they may cope with these difficulties in adjustment. The research of Mendenhall and Oddou (1985) indicate that adjustment to the cross-cultural facets of a global assignment requires three distinct personal abilities, as follows: 1) the capacity to sustain a valued sense of self; 2) the ability to associate to host nationals; 3) the ability to intellectually appreciate the belief systems that underpin behaviours in the host country. If expatriates will be oriented with these traits, it would have been easier for them to adjust because their expectations were more effectively managed (Black, 1990b; Mendenhall Oddou, 1985). If they possessed such traits, it would have been more probable for them to adjust easily in their offshore assignment. In a related vein, the multinational company is obliged to help select those individuals with these ideal traits for expatriation assignments. However, while the organisation may try its best to send ideal candidates, they are frequently unavailable – thus, tradeoffs and compromises may be needed. Expatriates ought to try their best to find out what makes their foreign counterparts ‘tick’. They could start with learning the basics of the culture, norms, beliefs, and customs. They should also take every chance to interface with their colleagues to facilitate this socio-cultural adjustment process. Preparation for Expatriation Moreover, multinational companies must ensure that they are ready to prepare their expatriates for offshore assignments. With the integration of global markets and the burgeoning growth of multinational business activity, multinational companies have to learn how to effectively manage, coordinate, control and synergise its operations with their offshore counterparts. This preparation process, however, is not such an easy task. The difficulty lies in the fact that this requires them to have unique skills different from those that proved to be effective when they were assigned as managers in the local office from which they were deployed. Expatriates should be equipped with the knowledge of the satellite company’s organisational culture and philosophy, home country business practices, norms and customs. Being assigned to a foreign environment with peculiar political, cultural, and economic working conditions, expatriates encounter both job-related and personal difficulties (Birdseye Hill, 1995). If these issues expressed by the team are not given adequate attention, this results in extreme stress in both the expatriate’s personal life and life, and ultimately to expatriate turnover. Facets of Cross Cultural Adjustment for Expatriates Predeparture Expatriation Training Programs Multinational companies ought to ensure that training programs are given to candidates for expatriation to facilitate their adjustment to amenities, overall living conditions, and social norms. For example, cultural diversity training programs and learning sessions concentrating on values, habits, beliefs, religion and language of the locals must be part of the preparation of expatriates. These will help them undergo the indoctrination period more easily and quickly. In this context, expatriates should also be keenly aware of the particular facets of life in the local country. If expatriates that their families are made aware of these information and their expectations well managed, then unwelcome surprises may be avoided (Cavusgil et al. , 1992; Marlin et al. , 1995; Tung, 1982).